Loan Types
Auto & Motorcycle Loans
In the market for a new car? Save money and time by financing your next vehicle with Enterprise CU! To save time and money, get pre-approved for your next auto loan before heading to the dealership. Purchasing a vehicle from a private party? Avoid the DMV! Enterprise can process all of your title needs when purchasing a vehicle from a private party or out of state.
Never forget…Car salesmen work on commission. Let Enterprise’s experienced loan staff be your advocate. We can help arm you with money-saving information to help you get your best deal. Avoid the overpriced extras and hidden fees. Enterprise’s experienced loan staff is here to help you simplify your car buying experience.
Second Mortgages
Are you looking to remodel your kitchen? Update your bathroom? Consolidate debt? No matter the reason, Enterprise can help you achieve your financial and home goals! Enterprise offers lines of credit and fixed term options to help you access the equity in your home.
Home Equity Lines of Credit (HELOC)
Access your equity through the life of the loan
Manage your line of credit online or through our app
Quick approval
Low closing cost
Can borrow up to 90% of home’s value
Closed-End Second Mortgage
Low, fixed interest rates
Quick approvals
Terms as long as 10 years
Low monthly payments
No pre-payment penalties
Low closing cost
Can borrow up to 90% of home’s value
Your house is an asset, put your equity to work!
All rates and terms based on credit score of 680 or above and minimum 20% equity (Terms of services)
Second mortgage closed end disclosures
APR is Annual Percentage Rate. Normal lending policies apply. APR available on owner-occupied, 1-4 family primary residences. Closing costs range from $400- $800. 90% CLTV (Combined loan-to-value) or less. Property insurance required. Actual payments will be higher with taxes and insurance. Rates and terms are subject to change; additional restrictions may apply. NMLS ID: 797256.
HELOC Disclosures
APR is Annual Percentage Rate. Normal lending policies apply. Variable APR. Available on owner-occupied, 1-4 family primary residences. Rates subject to change monthly of the 15th. The highest prime rate published in the wall street Journal the second Tuesday of the month; Maximum APR is 18%. Payment is 1.5% of the unpaid balance or $75 whichever is greater. Closing costs range from $400- $800. 90% CLTV (Combined loan-to-value) or less. Property insurance required. $25 annual fee. Rates and terms are subject to change; additional restrictions may apply.
Recreational Vehicles & Powersports
No matter if you are looking to have some fun in the sun or a blast in a blizzard, Enterprise can make it happen! Boats, ATVs, UTVs, Snowmobiles, Can-Ams, Jet Skis, Campers, Trailers, and Toy haulers are just a few examples of what you can finance at Enterprise Credit Union. Let Enterprise help make your next getaway an adventure with a Recreational Vehicle Loan.
Worried about upkeep cost? Get a quote on a warranty for mechanical repair coverage for your powersport vehicle today.
Personal Loans
When you need money right away, Enterprise can make the process simple and quick. We offer a variety of loans and lines of credit to help get you money when you need it the most.
Kwik Cash
Do you find yourself needing access to cash for short periods of time? The Enterprise Kwik Cash Line of Credit is easy to use, available 24 hours a day, 7 days a week, online or over the phone.
The Kwik Cash LOC is also a great way to avoid overdraft charges. Talk to an Enterprise Credit Union loan officer and find out if the Kwik Cash LOC is a good fit for you.
Also consider the Enterprise Credit Card - simple, easy, and convenient
Secured Loans & Credit Rebuilding
In order to help our members establish a positive credit history and credit score, Enterprise offers Secured Loans.
How do I open a Secured Loan?
The member must deposit money into their savings account to be held as collateral for the loan. The money will be frozen so the member does not have access to the funds. Once the money has been frozen and loan paperwork signed, we are able to issue the loan for the amount of the secured deposit.
The member must make payments on the loan as if there is no collateral. The loan will report to all three credit bureaus helping to establish a positive payment history and help you build a strong credit score.
Secured Loan interest rate = 4.00% + current dividend rate, for any term, up to 36 months
Learn about your credit score and what effects your rating:
Home Loan
AmeriCU Mortgage
Looking to purchase a home? Want to refinance your first mortgage? Apply with AmeriCU through Enterprise and Save!
Click Here for more information on what AmeriCU has to offer Enterprise members
Click Here to start a home loan application
Loan Payments
Follow the button below to make a payment on your loan.